NPA still a factor in auto insurance
Most drivers well thought out, they were subsequently whenever a break California Insurance Commissioner John Garamendi announced that he was in the year 2005, insurers to stop ZIP codes as a primary factor of self - insurance prices.
Indeed, the amount you pay for reporting should be on the front line on how to conduct, when we did not live.
The regulatory change is finally above the entry into force - July 14 - but the state Department of Insurance, said the majority of insurers of the car is far from over.
As of last week, 46 were in compliance insurers, while 200 others did not.
“There are still many clients see a very dramatic increase in prices, because the ZIP code,” says Doug Heller, Executive Director of Consumer Watchdog in Santa Monica. The organization has spearheaded the campaign against the NPA based on the rate.
City resident Victor Aaron Mazria recently a communication from his auto insurer, Century 21, informs him that his first six months increased from $ 386 to $ 510, an increase of 32%.
“I could not believe it,” he told me. “I have no accidents, no claims, no nothing. My DMV record is absolutely clean. ”
Mazria, 60, a first-class teacher, said he called a declaration of the company to another. The service for the first rep could not come to the aid of a.
So Mazria mentioned that he had turned Zip code 92392 to 92395 a few years, when the courier making some amendments to the growth in the Community.
The service rep Mazria lurks the old number in the computer. Meanwhile, the old phrase has come. It lurks in the new ZIP code. Bingo - the new price.
The transition from a single point in his zip code would have a rate of $ 124.
“I told them they are not to move any more ZIP codes,” said Mazria. “The woman in the 21st century, they could do so if they wish.”
She was correct. At least for a few months.
Some insurance companies, such as Geico and Allstate were fairly quickly to a postal code in the secondary treatment of the rate of recruitment.
Most of the others, as, for example, Century 21, draw their feet.
Woodland Hills-based Century 21, it is owned by the insurance giant American International Group. Joe Norton, a spokesman for AIG noted that ZIP codes are always a factor rating approved in California. ”
He said that the company would be revised roster of the state price of July deadline.
In 1988, California voters Proposition 103, limits to be set, which could be for insurers, the premiums. It demands that the rates of automobile insurance are based primarily on a person, and the tour host miles driven.
The implementation of reforms took place in the year of challenges in the insurance industry, who feel that the changes would cost millions of dollars and unjust discrimination against people living in rural areas.
These drivers, she argued, should be followed by a break on their auto insurance rates because they do not have the same dangers of the road as urbanites. This implies the need for a zip code as a criterion rate setting.
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