Prepare your home to the most serious tax
You have your tape, plastic sheeting, water bottles and radio batteries. Now it is time for your financial affairs in order for a possible terrorist attack or war.
Although the possibility for victims of an attack is small, it’s always useful to pray for the best preparation and worse.
Here is a list of money matters, the cash insurance investments.
Cash: if the terrorist alert orange, have a lot of green. “I would have at least $ 500 to $ 1000 cash around,” said Robert Vanneman, managing director of Bessemer Trust.
Wills: You are rather be killed by a drunk driver a dirty bomb. But if you do not have a will, now is the right time to write.
“This is an alarm signal for people feel they have time for things like that, said Menlo Park Financial Planner Karen Good Friend.
RECORDS: If you save your financial records on your computer, print relevant information in case you (or your financial institution) of losing power over a long period of time, said Good Friend.
ACCOUNTS: If all your assets with a financial institution, look at the opening of an account of the urgency of a second institution.
A General Accounting Office report released last week, said Wall Street is better prepared for an attack there September 11, but it is still vulnerable to disturbances.
15 The GAO examined the bodies or trade clearing and found that nine “is not yet developed (business plans) to ensure that the staff of the plight of the implementation of its operations would be available if an attack incapable of staff in their principal places. “Four of 15 had no relief.
Insurance: Make sure your car, home, life and disability insurance. If the hood, make sure it is reasonable. You see, if it is war or terrorism exclusions.
Many homeowners and auto insurance has long excluded coverage of claims resulting from war and nuclear explosions or leaks. Since September 11, some companies are excluded damage, terrorist acts as good.
According to the State Department of Insurance, six companies have received authorization for terrorism at home, exclusions and / or self-policy in California.
They are Topa Insurance Co. (house and car), Philadelphia Indemnity (home), California Capital (car and at home), the California State Automobile Association of Northern California (home), Geico (auto) and Eagle West (car and at home) .
So far, the three largest home insurers in California - State Farm, Allstate and Farmers - terrorism is not excluded.
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